Where to get refund anticipation loan

Oh no! We may not fully support the browser or device software you are using! To experience our site in the best way possible, please update your browser or device software, or move over to another browser. Refund Advance loans are no longer available this season but will return next year!

Still need to file your taxes? Book an appointment with a skilled Tax Pro to get your biggest refund, guaranteed. Money fast, with high approval rates. Sweepstakes entry offered. Photos are illustrative only. Find your nearest Jackson Hewitt office or Walmart location and reserve your timeslot.

Come in with your tax docs and let us prepare your taxes. When Refund Advance is available, tell your Tax Pro you're interested in applying. If approved, you could get your No Fee Refund Advance loan in minutes on a prepaid card when loans are available again.

Refund Advance tax loans are typically available between December and February. Jackson Hewitt offers an Early Refund Advance, available in December, while most other tax companies start offering their loans in January. Refund Advance loan applications for Jackson Hewitt are closed for season, so check back around Thanksgiving to see when the next Early Refund Advance loan is available.

The Early Refund Advance is a convenient way for you to access money for the holiday season. So, unlike other Refund Advances, this is a way to access money before your W-2 is available in January or later. Clients can apply for the Go Big loan when they file taxes in January. To complete your Refund Advance application, you had to file your taxes with your W2 s or other income verification by Jan 28, to be eligible to apply for the No Fee Refund Advance loan.

It depends on which Refund Advance loan you choose, and amounts are subject to change from season to season. In , the Go Big Refund Advance loan had a finance fee of 2.

According to the IRS your actual tax refund will be processed within days. A Refund Anticipation Loan known as a holiday tax loan, Income tax advance, instant tax loan, rapid refund, tax return loan, or same day tax refund loan is not your actual refund. Eliminates the chance that your W-2 will get lost, misdirected, or delayed during delivery.

Access your tax documents now. Online delivery of your original W-2 is available for select employers. To determine if your employer offers the service, just provide your employer details during the tax interview process.

We will take care of the rest. Tax Advance. When you apply for a refund anticipation loan you are pledging YOUR actual tax refund as collateral for the tax loan advance. You do not have to apply for a tax refund anticipation loan in order to electronically file YOUR income tax return. If you are applying for a refund anticipation loan there is no credit check because your instant tax loan advance is secured by YOUR tax refund.

The introduction of refund delays in spurred an increase in a different type of RAL. These RALs are less risky because tax filers are not required to repay the loan if the IRS finds that their actual refund differs from the amount the tax preparer quotes.

The National Consumer Law Center estimates that paid preparers issued more than 1. RACs pose less of a risk to the preparer but are still costly to the taxpayer and preparers are increasingly charging higher fees for them. Tax preparation and RAC fees are deducted before the taxpayer receives the refund. The taxpayer may have to pay additional check-cashing fees. This is an increase from The rate of RAC usage is alarming given that clients using free tax programs can get their refunds within the same timeframe when they choose direct deposit.

IRS regulations require commercial tax preparers to:.